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Consolidate your financial troubles into one particular payment that is monthly

Spend your debt off generally in most instances within 5 years

Create a budget that is workable it is possible to live with

About United States Credit Rating Counseling (ACCC):

United states Consumer Credit Counseling is really a nonprofit credit guidance agency that helps customers take solid control of the monetary life through credit guidance, debt consolidation reduction, and monetary training. Since 1991, we’ve been increasing life and supplying methods to individuals looking for economic assistance.

Our Debt Programs

Just how can we allow you to handle your credit? Our programs will allow you to take over of the economic life.

Credit Guidance

We shall assist you to serious link figure out the easiest method to approach your financial predicament, and offer you the most useful credit guidance solution choices feasible.

Debt Management

Our financial obligation administration system helps simplify your month-to-month personal debt responsibilities, combine your repayments, and disburse funds to creditors in your stead.

Bankruptcy Guidance

We are able to give you the mandated pre-filing bankruptcy guidance session to allow both you and your lawyer to produce well-informed decisions.

Housing Counseling

ACCC’s housing counselors can be obtained to work with you in all respects of one’s housing requirements. We offer reverse home loan counseling, homebuyer education and official official certification, and foreclosure guidance.

Student Loan Counseling

We are able to assist you to explore your alternatives it doesn’t matter how much your debt or your loan status.

Debt Negotiation

We provide free credit guidance sessions with expertly certified counselors to find the many beneficial course out of financial obligation.

Debt Consolidating

With this debt consolidating plan, you’ll be able to mix many, or even your personal debt and then make a single payment that is monthly.

As Featured On


  • “we had been therefore happy to find it effortless to speak with my therapist about my financial obligation issue. He was beneficial in aiding me locate a spending plan i really could make use of and as a result of him, I became in a position to reduce my rate of interest therefore I could spend down my financial obligation.”
  • “ACCC supplied me personally with this particular plan of getting away from financial obligation, and in addition taught me simple tips to remain away from financial obligation. Me the answers if I have any questions, ACCC’s staff is always there to give. ACCC’s Debt Management Program helped me plenty.”
  • “Thank you for assisting me personally remain away from collections and then make progress toward paying down my financial obligation. Everybody we spoke with was really helpful making the method simple. They explained and re-explained whenever I required it. We have suggested ACCC as a reference to individuals i am aware.”
  • “Thank one to you as well as your team for assisting me personally escape debt. We felt like I became drowning with debt and after talking to your representatives, I became relieved and felt just like a fat ended up being lifted. They managed to get easy and addressed me with respect and now have been super friendly. I will be grateful for the solution!”

Budgeting Tricks And Tips

A budget could be the foundation of accountable planning that is financial. It shows precisely how much cash you have and where it is being spent. Utilize our compiled helpful resources, recommendations, and tools that will help you realize and produce a budget that is successful.

Understanding Credit

Credit is just a way that is convenient purchase things, but focusing on how to control and keep good credit can be quite challenging. Have a look at our find informative articles that may help you discover exactly about keeping credit that is good.

Calculators to aid handle your hard earned money

Utilize ACCC’s calculators that are financial allow you to better track and spending plan your earnings and costs to assist you better handle your hard earned money.

Just how to get ready for retirement

In your years that are golden? It’s essential so you are prepared to lead a financially healthy life that you are knowledgeable about your financial situation. Get our list to assist you together with your preparations.

United states Consumer Credit Counseling (ACCC) provides credit that is non-profit, economic training, credit card debt relief consolidation and financial obligation decrease solutions for customers nationwide. We provide free credit guidance to assist people and families learn to reduce personal credit card debt and exactly how to eradicate financial obligation completely. Instead of expensive debt that is unsecured programs for settling credit debt, our financial obligation administration programs help customers pay back debts and manage credit debt more quickly by consolidating re re re payments. We also provide credit card debt negotiation solutions in lowering finance fees and interest levels. And our monetary training solutions reveal customer how exactly to effectively manage money more and exactly how to get rid of credit debt more quickly – often in 5 years or less.