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Prepared for the next loan from us? Apply by Text!

Prepared for the next loan from us? Apply by Text!

As soon as you’ve had one loan from us and repaid it, using once again can be carried out quickly and conveniently by SMS text. It couldn’t be any easier.

Demand that loan

Merely deliver us a text to 60075 aided by the terms ‘LEND NAME’ along with your eg that is surname NAME SMITH’ to share with us that you’re seeking to submit an application for another loan. In an instantaneous we’ll conduct a few checks on the account and by text to guide you through the second stage if you’re eligible to apply through our fast track process we’ll get straight back to you.


Choose loan amount

When you’ve gotten a text confirmation you to text a reply with the words ‘LEND AMOUNT’ and the amount required eg: ’LEND AMOUNT 400’ to confirm how much you want to borrow that you’re eligible, our instructions will prompt. The job will likely then immediately be assessed.


Accept Terms & Conditions

Simply click the URL we sent you to examine and accept the Terms & Conditions.


Get your loan

Because of the application procedure successfully finished we’ll release and transfer the funds to your bank also it’s prepared to invest the moment your bank credits your account. That actually is perhaps all there was to it.

About us

My Finance Club items are made with today’s moneytree loans approved demands at heart and you may expect our solution become first rate. We understand essential it really is to help keep cash things convenient and simple.


Our solution is online from beginning to end. You simply need certainly to determine how money that is much desire to borrow and exactly how a number of days you really need it for. We’ll then explain to you the entire price of payment and, once you’re pleased, follow on apply. All we request is some details that are personal banking information; we then vow to give a remedy in moments. If authorized we shall deliver the funds in mins and can verify as soon as the cash was delivered. Inside our experience most commonly it is distributed around you by the bank in a maximum of thirty minutes. On the plumped for date we collect repayment using your debit card, causing you to be to simply make sure the needed funds are for sale in the designated banking account. For lots more information, take a look at How it really works.


We are going to constantly tell you upfront what the cost that is total of may be. Our solution has a Representative APR of 1299per cent, a calculation which reflects total interest and fees during a period of year. My Finance Club loans are created to be temporary you a clear breakdown of interest and fees so we display a representative example of the cost of our loans to show. Our interest levels meet with the FCA rate cap requirements that are latest, what this means is you may never spend a lot more than 0.8per cent interest a day and not pay off in interest and costs significantly more than the initial quantity lent. It Works sections if you want to learn more about this please see our FAQ or How. All of this info is provided before you apply so you can make an informed judgement about the total cost.


Our dedication to accountable short-term financing is dependant on our versatile, straightforward, fair financing policy. We’re in the commercial of lending cash responsibly, preferring to provide you merely up to you may need just for if you want it. We encourage and allow you to pay the minimal number of interest by permitting very early payment with no costs or hidden penalty fees. We request you to think meticulously because we do expect you to repay us when you promise to before you apply. For the satisfaction, My Finance Club is regulated and authorised because of the Financial Conduct Authority – guide Number (FRN) 674521, ICO Registration Number Z2382153 – and then we are totally British based.